Privacy Policy

Last updated on August 9, 2022

FSA Store Inc. ("FSA Store", “we”, “our”, “us”) is committed to protecting the information we collect via our website: https://hsastore.com (“Website”).This privacy notice describes the types of information we collect and how such information is used. It also describes the choices available to users of our Website (“you”, “your”) regarding our use of certain information collected about you and how you can access, update and delete this information. 


This privacy notice applies to information we collect:

  • on our Website;
  • through email, text, and other electronic messages between you and our Website;
  • over the phone, via email or through our webform or chat function between you and our Customer Service Team; and
  • when you interact with our advertising and applications on third-party websites or when using third-party services, if those applications or advertising include links to this privacy notice.
  • It does not apply to information collected by:
  • any third party, including through any application or content (including advertising) that may link to or be accessible from or through our Website.

Please read this privacy notice carefully prior to your use of, or creation of an account on, our Website. If you do not agree to abide by this privacy notice, please do not use our Website or create an account.

By accessing, using, or creating an account on, our Website, you expressly consent to and accept the information collection, use, storage and disclosure practices described in this privacy notice. This privacy notice may change from time to time. Your continued use of our Website after we make changes is deemed to be acceptance of those changes, so please check this privacy notice periodically for updates. This privacy notice is governed by our Website Terms of Use, which includes all disclaimers of warranties and limitation of liabilities. All capitalized terms used but not otherwise defined in this privacy notice have the respective meanings assigned to such terms in our Terms of Use.

Children

You must be 18 years of age or older to use our Website or order products from us. We are committed to protecting the privacy and rights of children online. To that end, no part of our Website is directed towards persons under the age of 18 and we do not collect any Personal Information (as defined below) from users who we know are under the age of 18. If you are under 18 years of age, then please do not use or access our Website at any time or in any manner. Should we discover or be informed that a child has submitted their or another child's Personal Information, we will delete such information.

Information We Collect About You and How We Collect It

We collect information from and about you, including information:

  • by which you may be personally identified, such as name, mailing address, email address or telephone number ("Personal Information");
  • that is about you but individually does not identify you such as your IP address or geographic location; and/or
  • about your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

  • directly from you when you provide it to us;
  • automatically as you navigate through our Website (information collected automatically may include usage details and information collected through cookies, web beacons, and other tracking technologies); or
  • from third parties.

Information You Provide Us:

The information we collect on or through our Website may include information you provide:

  • when you provide contact Information such as name, email address, mailing address, billing address or phone number;
  • when you create an account on our Website;
  • when you interact with your account on our Website by updating your information, providing us your deadline information or letting us know your grace period status;
  • when you enroll in or participate in our loyalty programs including, but not limited to HSA Perks®;
  • when you use our HSA calculator;
  • when you participate in sweepstakes or contests that we offer on our Website or in partnership with third parties;
  • when you participate in quizzes or surveys that we administer on our Website, via email or in partnership with third parties;
  • when you redeem coupons or offers from us;
  • when you enroll in or participate in our integration services including, but not limited to single sign-on, balance display or cardless pay;
  • when you enroll in or participate in our receipt tracking services including, but not limited to Expense Dashboard;
  • when you indicate that you are interested in receiving information about our products or services, such as e-mail alerts and other notifications;
  • when you add a product to your cart on our Website
  • when you make a transaction on our Website including purchase history, order status (for tracking purposes), when you make returns or exchanges and your financial information such as your credit or debit card information to process your payment;
  • when you interact with our Website and other services including content you post such as reviews, testimonials, and other feedback;
  • when you use our Website including search terms, pages you visit, computer and mobile device information and general location information from your browser or device;
  • when you share your social media account information with us.

Usage Information: Information that is not Personal Information, but that relates to your usage of our Website and may be necessary for the proper functioning or improvement of our Website may also be collected, including:

  • the dates and times at which you use our Website;
  • the extent of your use of our Website;
  • the location from which you access and/or use our Website;
  • the URL or advertisement that referred you to our Website;
  • the search terms you entered into a search engine that led you to our Website;
  • your usage preferences, areas and pages within our Website that you access or use, which products/services you view or purchase, and any other items or links within our Website that you click, view or access;
  • the mobile platform or service provider you use, your browser type, your operating system, your IP address, referring/exit pages, and other unique device identifiers.

We may collect Usage Information over time and across third-party websites or other online services for behavioral tracking purposes.

Third Party Information: We may collect information about you that we receive from third parties. For example, we may supplement certain information that we collect from you with outside records, or information third parties may provide us about you in connection with a co-marketing agreement.

While Usage Information and Third-Party Information are generally non-identifying on a standalone basis, we may in certain instances combine this information with other information collected on our Website, as described above. If we ever combine Usage Information or Third-Party Information with Personal Information or other information that enables you to be identified, we treat such combined information as Personal Information.

Use of Information

We may use the information we collect to:

  • identify you and improve and/or customize our Website;
  • complete your transactions, fulfill your orders or process your returns/exchanges;
  • send you cart reminders, order confirmations and other administrative or account notices;
  • send you requested product or service information;
  • respond to customer service requests, questions or comments;
  • administer your account and manage your Account Information;
  • send you emails;
  • send you SMS messages (subject to certain opt-ins described herein);
  • contact you with offers, promotions and other product specials;
  • send you more relevant marketing communications and general Website information/updates;
  • create a more personalized shopping experience and customize certain content you see on our Website;
  • identify trends, conduct data analysis, optimize and determine the effectiveness of our marketing and promotions and other service offerings;
  • improve your user experience and increase the efficiency and effectiveness of our Website;
  • analyze Website usage;
  • maintain security;
  • enforce our Terms of Use;
  • support purposes that we believe are necessary to protect our rights and the rights of others, or as otherwise described to you at the time of collection.

We may also use certain information on an aggregated and/or anonymized basis in order to conduct market research, engage in project planning, for troubleshooting purposes or to help detect and protect against error, fraud or other criminal activity.

Disclosure of Information

We may disclose aggregated information or any information that does not identify any individual without restriction.

We may disclose Personal Information that we collect or that you provide us as described in this privacy notice:

  • to any of our current or future subsidiaries or affiliates;
  • to contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep such Personal Information confidential and use it only for the purposes for which we disclose it to them;
  • to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by us about our Website users is among the assets transferred;
  • to third parties to market their products or services to you if you have consented to these disclosures;
  • to fulfill the purpose for which you provide it;
  • for any other purpose disclosed by us when you provide the information; or
  • with your consent.

We may also disclose your Personal Information:

  • to comply with any court order, law, or legal process, including to respond to any government, law enforcement, or regulatory request;
  • to enforce or apply our Terms of Use and other agreements, including for billing and collection purposes;
  • if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of HSA Store, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.

Cookies and Other Tracking Technologies

We may use cookies, for example, to keep track of your preferences and profile information, or to engage in certain retargeting activities that we feel will better enhance your user experience and the efficiency and effectiveness of our Website and certain product and service offerings. Cookies are also used to collect Usage Information that does not include Personal Information.

Cookies are small pieces of information that are stored as text files by your Internet browser on your computer's hard drive, mobile device and tablet. Most Internet browsers are initially set to accept cookies. You can set your browser to refuse cookies from websites or to remove cookies from your hard drive, but if you do so, you may not be able to access or use portions of our Website, or certain offerings on our Website may not function as intended. We have to use cookies to enable you to select products, place them in an online shopping cart, and to purchase those products. If you do this, we keep a record of your browsing activity and purchases.

We may use a third-party service to place cookies on your computer to collect information that is not Personal Information to compile aggregated statistics for us about visitors to our Website.

Web Beacons

Our Website’s web pages may contain electronic images known as web beacons (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how our Website is used and may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer communications and marketing campaigns.

We use third parties to gather information about how you use our Website. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how our Website is used.

Email Opt-Out

We maintain a strict “no-spam” policy. Unless you request otherwise in your account settings at the time of your initial account creation or specifically opt out as provided below, by accepting the Terms of Use and this privacy notice, you expressly agree that we may use your information to contact you by email in order to deliver you information that is relevant to your use of our Website such as administrative notices, product offers, service enhancements or “newsletters”, or that, in some cases, is targeted to your interests, such as targeted advertisements or information about certain eligible products (including deals, discounts or other promotions for such products) that we believe you may be interested in learning more about. You may choose to stop receiving these email communications from us by following the instructions included in such communications or by accessing your account at My Account, and changing your email preferences. If a third-party vendor provides such newsletters, you may unsubscribe in accordance with the instructions provided by such third party. If you are having problems unsubscribing please contact us at privacy@hsastore.com (forwarding the newsletter, if applicable, and including in the Subject line the words “Unsubscribe”), and we will make commercially reasonable efforts to complete your request within seven (7) business days. Please note that we cannot process any unsubscribe requests submitted as direct replies to any newsletter.

SMS Opt-In and Out

By providing your mobile phone number and deadline information, and electing to opt-in to our SMS messaging program via our website or by sending us an opt-in text message, to short code 82105, you hereby confirm that you are the subscriber or customary user of that mobile phone number and affirmatively consent to our use of your mobile phone number for calls and texts (including prerecorded and/or by automatic telephone dialing systems) in order to provide you with (i) order confirmations and tracking information; (ii) reminder notifications regarding your account deadline (Note: Deadline information provided is based solely on the information you provide us; we cannot confirm the validity of the information provided); (iii) information and reminders regarding certain eligible product offerings and promotions; (iv) information and reminders regarding certain product specials, deals and discounts; (v) any push notifications delivered by us; and (vi) cart reminders (Note: HSA Store uses cookies to collect information around abandoned shopping carts. A cart is considered abandoned within one hour of inactivity/lack of purchase. Once the cart is considered abandoned, an SMS message will be sent as a reminder.). We will not assess any charges for calls or texts, but standard message charges or other charges from your wireless carrier may apply. If you have any questions or need assistance regarding any text message received, you can text us “HELP” to receive assistance. You may opt-out of receiving text messages from us by texting “STOP” in response to any texts. You understand that we may send you a text confirming any opt-out by you.

Sweepstakes, Contests and Promotions

We may offer sweepstakes, contests, and other promotions (any, a “Promotion”) that may require registration. By participating in a Promotion, you are agreeing to the official rules that govern that Promotion, which may contain specific requirements of you, including, except where prohibited by law, allowing the sponsor(s) of the Promotion to use your name, voice, likeness or other indicia of persona in advertising or marketing associated with the Promotion. If you choose to enter a Promotion, your Personal Information may be disclosed to third parties or the public in connection with the administration of such Promotion, including, without limitation, in connection with winner selection, prize fulfillment, and as required by law or permitted by the Promotion’s official rules, such as on a winner’s list.

Links to Other Websites

Our Website may include links to other websites, mobile applications or services (“Third Party Sites”), whose privacy practices may differ from those of HSA Store. Such links are not an endorsement by HSA Store of those Third-Party Sites and/or the products or services they offer. If you visit Third Party Sites, or submit information to Third Party Sites, your visit and the information you provide is governed by the privacy statements on those sites. We encourage you to carefully read the privacy statement of any Third-Party Site you visit, as it may differ substantially from that of this privacy notice. HSA Store makes no representations or warranties nor is HSA Store responsible for the privacy statements of any third party. If you decide to click on any such links or access any Third-Party Sites appearing on our Website, you do so at your own risk.

Our Website includes hyperlinks to an eyewear/optical prescription fulfillment website. Our Terms of Use and this privacy notice do not extend to such eyewear/optical prescription fulfillment website and we therefore encourage you to review the terms and conditions and privacy statement of such fulfillment website before accessing, using or providing any information to such website. Any Personal Information, including prescription and credit card information, that you provide via the eyewear/optical prescription fulfillment website will be governed by the privacy statement of such website.

Security

The security of your information is important to us. When you enter any information, including sensitive personal information (such as a healthcare or credit card number) into our site, we encrypt the transmission of that information using Transport Layer Security (TLS) commonly referred to as SSL. We follow generally accepted industry standards to protect the information submitted to us, both during transmission and once we receive it, and to keep such information confidential (unless it is non-confidential by nature, for example, publicly-available information) and free from any unauthorized access or alteration. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure, and the nature of security risks is constantly evolving, as are the technical and organizational industry standards relating to management of those risks. While we strive to keep current our security technology and will review, refine and upgrade our security technology as we deem appropriate based on new tools that may become available in the future, the complete and absolute security of any information collected, stored or used by us cannot be guaranteed. If you ever discover inaccuracies in our data or if your Personal Information changes, we urge you to notify us immediately.

If you have any questions about security on our Web site, you can contact us at privacy@hsastore.com.

Accessing and Updating Your Personal Information; De-Activating your Account

To access and update your Personal Information go to My Account.

To De-Activate your account, email privacy@hsastore.com and include “De-Activate My Account” in the Subject line. We will use commercially reasonable efforts to complete your request within five (5) business days, but note that your account information will still remain in our system following de-activation.

Data Rights

Depending on where you reside, your state's laws may provide you with additional rights regarding our use of your Personal Information.

We will not sell the personal information we collect. However, we share it with third parties for cross-context behavioral advertising. To opt-out of personal information sharing, email privacy@hsastore.com.

We may collect the personal information categories listed in the table below. We do not collect sensitive personal information. The table also lists, for each category, the source of information, business purposes, and a general description of third parties with whom this information may be shared.

Personal Information Category Source of Information Business Purpose Third Parties to Whom Information is Shared
Identifiers (e.g. name, mailing address, email address, IP address) You, your company, and/or your use of our website To contact you; provide you or your company, or other HSA Store customers with goods, services, or information you or your company request; or to make our products and services better We disclose your information to service providers, such as mailing fulfillment vendors and companies that help us identify you and your preferences, to conduct our business. We may also share your personal information with other service providers, such as credit card processors or professionals, like attorneys or accountants, where necessary for our business. We may also share this information for cross-context behavioral advertising.
Payment information (e.g. credit card information) You, your company, and/or your use of our website See above See above
Protected classification characteristics under applicable law (e.g. age, marital status) You, your company, and/or your use of our website See above See above
Commercial information (e.g. products or services purchased or considered) You, your company, and/or your use of our website See above See above
Internet or other similar network activity You, your company, and/or your use of our website See above Yes
Inferences drawn from other personal information You, your company, and/or your use of our website See above Yes

Generally, we retain information for as long as it serves a business purpose or, if there is a specific retention period required by law or contract, for that length of time.

Your Rights and Choices

Applicable law may provide consumers with specific rights regarding their personal information. This section describes these rights and explains how to exercise them. You may also have the right to appeal our decision regarding your request.

1. Access to Specific Information and Data Portability Rights

You may have the right to request that HSA Store disclose certain information to you about our collection and use of your Personal Information over the past twelve (12) months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

  • The categories of Personal Information we collected about you.
  • The categories of sources for the Personal Information we collected about you.
  • Our business or commercial purpose for collecting or selling that Personal Information.
  • The categories of third parties with whom we share that Personal Information.
  • The specific pieces of Personal Information we collected about you (also called a data portability request).

2. Deletion Request Rights

You may have the right to request that HSA Store delete any of your Personal Information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your Personal Information from our records, unless an exception applies.

3. Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

Only you, or a person duly authorized to act on your behalf, may make a verifiable consumer request related to your Personal Information.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

  • Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.
  • Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you.

Making a verifiable consumer request does not require you to create an Account with us. However, we do consider requests made through your password protected account sufficiently verified when the request relates to Personal Information associated with that specific Account.

We will only use Personal Information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

4. Response Timing and Format

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.

If you have an Account with us, we will deliver our written response to that Account. If you do not have an Account with us, we will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily usable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

5. Non-Discrimination

We will not discriminate against you for exercising any of your data rights. Unless permitted by applicable law, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

If you have any questions about this notice, wish to appeal a determination made in response to a request, or need to access it in an alternative format due to having a disability, please contact privacy@hsastore.com or call us at (888) 472-7415.

Contact Information

You can contact us about this privacy policy by writing or email us at the address below:

FSA Store Inc.

601 W 26th St., 3rd Floor

STE 357

DPT# 24075

New York, NY

US, 10001-1101

Email: privacy@hsastore.com

Phone: (888) 472-7415