Massage Gun for Pain Relief: HSA Eligibility

When does a massage gun qualify without extra paperwork? 

Massage guns that are used primarily for targeted medical or therapeutic purposes, such as pain relief, are HSA eligible and don’t require an LMN from a healthcare provider. But it’s best to check with your plan to make sure a massage gun is an eligible expense.  

Are heated massage guns HSA eligible? 

Heated massage guns qualify for HSA coverage if they are primarily used for pain relief. 

Does the massage gun brand matter for HSA eligibility? 

No. Eligibility is based on the massage gun’s purpose, not the massage gun’s brand. That means brands like Therabody and Hyperice qualify if they are used for pain relief.  

What documentation should I keep for HSA claims? 

Appropriate documentation for an HSA claim includes keeping an itemized receipt (showing your name, the date, the retailer, the product, and how much you paid) and an LMN from a doctor showing medical necessity for a massage gun that is not for targeted medical or therapeutic purposes.  

How to buy a massage gun with your HSA 

To buy a massage gun with your HSA, you can either: 

• Pay upfront with your HSA card. 

• Pay out of pocket and reimburse yourself later. 

Keep appropriate documentation if you’re reimbursing yourself later, such as an itemized receipt of the purchase and a Letter of Medical Necessity from a doctor. 

How massage guns treat pain 

A massage gun is a handheld device that applies rapid pulses of pressure (known as percussion or vibration therapy) to muscles. This warms the muscle tissue and increases blood flow to target areas to:  

• Loosen muscle tightness 

• Relieve pain 

• Reduce stress 

• Improve circulation 

• Ease muscle soreness 

• Improve range of motion 

Most massage guns have adjustable speeds and interchangeable heads so you can focus on different muscle groups.  

Reviewed by the Health-E Commerce Compliance Team