Dance Lessons: HSA Eligibility

The cost of dance lessons is generally not an eligible expense. If dance lessons are recommended by a medical professional to treat a specific medical condition, the expense may be eligible provided that it would not have been incurred "but for" the medical condition. Typically, a Letter of Medical Necessity (LMN) from a professional would be required for reimbursement through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement. Dance lessons are not covered under any circumstance by a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

When are dance lessons used in medical treatment?

Dance has enjoyed a renewed focus in the medical field over the past several decades for its many health benefits for individuals at any stage of their lives. Besides the obvious physical benefits, such as providing a cardiovascular workout, improving balance/flexibility and building bone strength thanks to its role as a load-bearing exercise, dance has been the subject of many research studies that have revealed its myriad physiological and sociological benefits.

While dance lessons will never be the primary means of treating a specific ailment, the practice has gained traction in the medical community and is now viewed in many circles as a type of complementary medicine that could have lasting health benefits. Research studies have found that dance can help boost memory, reduce stress, treat depression, promote improved heart health, supplement a weight loss plan and can improve energy levels.

How do I obtain a Letter of Medical Necessity (LMN) for dance lessons?

If a doctor suggests performing a physical activity like dance to assist in the treatment or recovery from an ailment, a Letter of Medical Necessity (LMN) will be required for reimbursement through a benefits administrator. This letter must outline how an account holder's medical condition necessitates a dance lessons, how the treatment will be used to alleviate the issue and how long the treatment will last. If the treatment plan exceeds the current plan year, another LMN will have to be provided to the benefits administrator to cover the duration of the treatment.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB01 11/21/2017 4:06:24 AM