Bio Freeze: HSA Eligibility

Bio Freeze is an eligible over-the-counter (OTC) medicine with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Bio Freeze is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

How does Bio Freeze work?

In the event of muscle pulls, sprains other injuries that are caused by awkward movements or overexertion, applying ice or cold packs to the affected area is one of the best means of reducing inflammation and promoting the healing process. However, cold packs are not always readily accessible for people on the go, so Bio Freeze was created as a topical analgesic that can replicate the role of cold packs in treating sprains and sore muscles.

Bio Freeze effectively tricks the brain into thinking that ice is being applied to an effective area, as its primary ingredient is menthol. Menthol is derived from the mint family of plants, and causes the brain to interpret the nerve signals coming from the injured area as cold, which will inhibit the body's inflammatory response. Additionally, Bio Freeze can cause a dilation of the blood vessels in the affected area, which increases blood flow to clear away damaged cellular waste products, and bringing more oxygenated blood to promote the healing process. Bio Freeze is available in gel, spray and roll-on sticks, and it is one of the few products that can provide an effective form of cryotherapy on the go.

Why does Bio Freeze require a prescription for reimbursement?

As a result of the passage of the Patient Protection and Affordable Care Act (PPACA), as of January 1, 2011, a new set of uniform standards were put into place regarding the reimbursement of medical expenses. To reimburse the cost of OTC medicines and drugs under FSAs, HSAs and other consumer spending accounts, account holders must submit a prescription from a physician for each product.

Over-the-counter (OTC) medicines like Bio Freeze now require a prescription from a doctor to be purchased through an FSA, HSA or HRA. For more information on a specific product, please consult our Eligibility List.

Bio Freeze: Best Sellers


Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


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