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4 Ways to Prioritize Self-Care With Your HSA

woman happy after using her HSA for self-care

Key takeaways: 

  • Self-care can become more challenging as busy fall routines set in. 
  • HSA eligible products make it easier to maintain self-care and save with pre-tax dollars. 
  • Types of self-care products that qualify include health trackers, allergy medication, pain relief, and skincare. 

When fall hits, life often gets busier. School, work, and extracurricular activities fill up your days, making it harder to stay on top of self-care. 

But building small, healthy routines can keep you feeling your best—and your HSA is there to help. 

Here are four HSA eligible ways to make sure you’re taking care of yourself when your to-do list gets a little lengthy.  

1. Know your numbers, know yourself 

Self-care is more effective when it’s measured. Monitoring health data like your heart rate, sleep, and stress can help you identify patterns and make needed adjustments in activities and habits.  

HSA eligible items such as health trackers and blood pressure monitors help you stay up on key health data so you can hit your goals. 

These products let you keep an eye on the metrics that matter: 

2. Stay ahead of seasonal allergies  

Allergies can slow you down and disrupt your routine. Regularly taking HSA eligible allergy medications can help prevent and treat symptoms before they get in the way. 

Eligible medications for allergy relief include: 

You can also take other steps to manage allergies, such as avoiding contact with your allergen, checking pollen levels, and keeping windows closed to keep allergens out.  

3. Manage everyday aches and pains 

Taking care of yourself also means keeping pain in check. Unmanaged acute and chronic pain can lead to sleep loss, increased stress, anxiety/depression, and a limited ability to exercise and be productive.  

Keeping HSA eligible pain relief on hand means you’re prepared when headaches, injuries, and muscle soreness arise. Your HSA covers a variety of pain products, including heating pads, massage devices, hot/cold therapy, and types of compression.  

Pain relief products that HSA Store® customers have found particularly helpful include: 

4. Support healthy skin 

Establishing a skincare routine is another way to maintain physical and mental well-being. It can help prevent and manage conditions such as eczema, dry skin, acne, and summer sun damage.  

Many popular skincare brands are HSA eligible, making it easy to start and maintain a routine. Examples include: 

In summary 

Fall schedules can get complicated, but self-care doesn’t have to be. Your HSA makes it simple to be proactive about your health while maximizing your tax-free dollars.  

Find more ways to add to your self-care regimen at HSA Store®

FAQs 

Is all skincare HSA eligible? 

Skincare is only eligible if it treats or prevents a medical condition.  

Eligible skincare products include: 

  • Acne treatment 
  • Sunscreen 
  • Medicated skincare for conditions such as dry skin, eczema, or rosacea 

Skincare products that aren’t eligible include: 

  • General makeup 
  • Anti-aging creams 
  • General moisturizers and lotions 

Are massage guns HSA eligible? 

Yes, massage guns are HSA eligible if they are primarily used for pain relief.  

References 

Asthma and Allergy Foundation of America. (2023). Seasonal Pollen Allergies? Practice These Steps for Self-Care

Mental Health America. (n.d.). Chronic pain and mental health

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