Treadmill: HSA Eligibility

Treadmill: requires a Letter of Medical Necessity (LMN) to be eligible with a Health Savings Account (HSA)

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). A treadmill is not eligible for reimbursement with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What is a treadmill?

Treadmills are among the most popular pieces of exercise equipment on the market today, as they are nearly ubiquitous in fitness centers all over the U.S. and a preferred option for at-home exercise equipment. The devices combine a moving platform with controls to alter speed, incline and other factors to provide a cardiovascular workout by running in one place. While treadmills were used in medical settings to perform stress tests as early as the 1950s, the first home exercise treadmill was developed in the late 1970s by Bill Staub and Dr. Kenneth Cooper from Aerobics, Inc. and has since become a machine synonymous with physical fitness (LIVESTRONG).

What is the process for treadmill FSA/HSA/HRA reimbursement?

For a treadmill to be eligible for reimbursement, it must be used to treat or mitigate a specific medical condition, including, but not limited to, hypertension or obesity, and would require a Letter of Medical Necessity (LMN) from a licensed healthcare provider.

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