Progesterone and Testosterone Hormones: HSA Eligibility

Progesterone and Testosterone Hormones: requires a prescription to be eligible with a Health Savings Account (HSA)
Progesterone and testosterone treatments are eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Progesterone and testosterone treatments are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

If used for cosmetic purpose, the cost is not an eligible expense.

What are progesterone and testosterone treatments?

Progesterone and testosterone are hormones naturally created in the body. Treatments for each type of hormone can help with symptoms or side effects of the natural aging process, help with abnormal reproductive issues, medical conditions or diseases related to the reproductive system, and more. With a prescription for progesterone or testosterone treatments, expenses are considered eligible for reimbursement with a consumer-directed healthcare account.

What is progesterone?

Progesterone is a hormone released by the ovaries. Progesterone helps the uterus prepare for egg implantation during the ovulation cycle. Progesterone also helps maintain pregnancies. Progesterone is also associated with menopause, menopausal symptoms, and periods. Progesterone is administered through pills or creams called progestins, which is a common term for any substance that delivers progesterone or a synthesized version of the hormone. Progesterone is commonly sold in pill form to treat abnormal uterine bleeding, inducing menstrual periods, taken in conjunction with estrogen as part of hormone replacement therapy, and used for severe PMS symptoms (WebMD).

What is testosterone?

Testosterone is a hormone produced primarily in the testicles. It helps main maintain their bone density, fat distribution, muscle strength and mass, sex drive, sperm production and reproductive health, body and facial hair, and more. A man's testosterone level gradually declines by about 1% a year starting between the ages of 30 and 40. Testosterone is commonly prescribed for individuals with hypogonadism, a term for when the testicles aren't producing a normal amount of testosterone due to a problem with them or with the pituitary gland's control of them. Low testosterone levels can cause changes in sexual function, sleep patterns, physical changes such as body fat gain and hair loss, and emotional changes such as motivation or self-confidence decrease (Healthline).

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