5 Common New Year’s Resolutions Your HSA Can Help You Keep

10 surprisingly fsa and hsa eligible items

Key takeaways:

Many HSA eligible products support popular New Year’s resolutions.
You can use your HSA for weight-loss medications and coaching, exercise recovery tools, and self-care routines like skincare and oral health.
Set realistic resolutions, build momentum, and seek support if you need it.

A new year brings the opportunity for a fresh start. For many of us, that means re-evaluating our priorities and focusing more on goals that keep us physically, mentally, and financially healthy.

As an HSA holder, your account can help you build healthy habits that last through the new year and beyond. Here are 5 common New Year’s resolutions your HSA can support.

1. Managing Weight

Weight management is consistently at the top of many people’s resolution lists. And for good reason: It’s easy to disrupt healthy routines and indulge in carb-heavy foods and alcohol during the holidays.

Do some quick research, and you’ll soon realize that there’s no shortage of weight-loss options out there. The trick is finding a plan that works for you.

Your HSA can help you develop a routine that sticks. You can explore personalized treatment and medications through Shed, Medvi, Remedy Meds, and LifeMD. These plans offer HSA eligible prescription medication (such as GLP-1s) and support from healthcare providers. For offerings such as health coaching and supplements, note that you may need a Letter of Medical Necessity to qualify for coverage.

Other HSA eligible products can help you stay on track. The Full Body Analysis Scale — Caring Mill™ by Aura measures weight, body fat rate, body mass index (BMI), and other key weight indicators. And the Hilma Daily Fiber Supplement + Digestive Enzymes can support irregularity that may result from weight-loss related diet changes.

2. Prioritizing Exercise

Exercise is right up there with weight loss on many people’s resolution lists—and is often at the top. A YouGov poll found that getting more exercise was the most popular resolution of 25 included in its 2026 survey.

Whether you’re new to exercising or want to tweak an existing routine, it’s important to keep tabs on your progress. Health trackers like WHOOP monitor heart rate, breathing, activities, and oxygen level, so you can see results in real time. If you’re exercising to lower blood pressure, you can get regular readings with the HealthSmart Premium Digital Arm Blood Pressure Monitor.

You’ll also need to build recovery into your routine to avoid injury and stay in top form. The Chirp RPM helps soothe sore muscles after a workout. And the Orbit Step Therapy — Caring Mill™ by Aura—can help relieve pain while improving joint flexibility and lower-body strength.

3. Building Better Financial Habits

There’s almost always something you can do to manage your money better—whether it’s saving or investing more, reducing taxes, or spending smarter. And the new year is a perfect time to commit to better financial health.

Your HSA is a great place to start. It offers a triple tax advantage:

HSA contributions reduce your taxable income (whether you fund your account through payroll or claim a deduction when you file your taxes).
Any investment gains from your account are tax-free.
Withdrawals for qualified medical expenses are also tax-free.

Speaking of tax-free withdrawals: Based on data from industry sources, it’s estimated that the average HSA user misses out on $1,600 in eligible purchases each year—often due to unmonitored expenses. The Expense Tracker™ by HSA Store^® makes it easy to log purchases, store receipts, and reimburse yourself tax-free when you’re ready.

4. Stepping Up Your Self-Care

Many of us need a self-care reset after the holidays. After all, it’s easy to neglect healthy habits during the year-end rush.

Your HSA can help you re-establish patterns that keep you feeling your best. If your skincare routine needs some touching up, you have coverage for daily essentials like Caring Mill™ Acne Treatment Facial Cleansing Wipes as well as comprehensive treatments like the Dr Dennis Gross DRx SpectraLite™ FaceWare Pro.

As far as oral care, you can give your mouth some extra love with the Illumine Ultrasonic Gum-Health Scaler - Caring Mill™ by Aura. If you struggle with dry, chapped lips throughout the year, Blistex Medicated Lip Balms are also HSA eligible.

While you’re compiling your self-care resolutions, don’t overlook vision care. Keep your eyes clear with LUMIFY Redness Reliever Eye Drops and your lenses spotless with Caring Mill™ Premoistened Lens Wipes.

5. Quitting Smoking

The new year isn’t just about building healthy habits—it’s also about breaking unhealthy ones.

Most people are aware of the risks of smoking: Tobacco is the top preventable cause of death in the U.S. and is estimated to be responsible for more than 480,000 deaths annually.

But even if you want to stop, it can be incredibly difficult—especially if you don’t have support.

That’s where your HSA comes in. It covers programs and products (including over-the-counter options) to help you quit smoking.

Smoking cessation programs include counseling, medications, and coaching. They are offered by governments, nonprofits, and private companies. HSA eligible products that can help include over-the-counter nicotine replacements such as gums and patches.

Research suggests it’s best to combine both methods: Using counseling and medication together can more than double your chances of quitting.

In Summary

Some goals can seem unattainable at first. But just take each resolution one step at a time. A day turns into a week, and then a month, and suddenly that task that seemed like a chore is part of your daily life. You don’t even think about it anymore. And you’re reaping the benefits.

It’s all about sticking with it, and your HSA can make that part easier. Use the eligible tools at your disposal, and remember that HSA Store^® is always here to help.