Save now—or save later with reimbursement

It’s up to you. And it’s easy with the help of HSA Store’s Expense Dashboard

How you use the pre-tax dollars in your health savings account (HSA) is entirely up to you. Get what you need to stay healthy now, and decide how you want to pay: Either use the money in your HSA to pay for your health expenses directly (you’ll save up to $30 on every $100 spent* when you do), or pay out of pocket for those expenses, letting your HSA grow. Just be sure to save your receipts for reimbursement later. Here’s your quick start guide to getting the most out of your HSA.

Step 1

Create an HSA Store account or sign in to your existing account

It’s easy to create an account; just add your email and create a password. Then start shopping for your everyday health essentials. Everything at HSA Store qualifies for purchase with your pre-tax dollars — guaranteed.

Step 2

Shop qualified health expenses

Purchase qualified health items and pay however you want; you don't have to spend the money in your HSA. Just be sure to save your receipts, so you can reimburse yourself later.

Step 3

Track your expenses

HSA Store’s Expense Dashboard automatically stores your receipts in one safe place. You can also upload receipts from other qualified health expenses, like prescriptions or doctor visits. The Expense Dashboard will keep track of all of your purchases for you, helping you simplify everything.

Step 4

Reimburse yourself

If you opt to pay out of pocket and save some or all of your HSA funds for the future, use your receipts to reimburse yourself when ready with your pre-tax funds for previously paid-for expenses. With tax savings, it's like saving $30 on every $100 spent.*

*Assumes pre-tax HSA contributions and average tax rates, including state, federal and FICA taxes. For illustrative purposes only. Individual earnings may vary. Note: 2024 annual contribution limits are $4,150 for single plans and $8,300 for family plans. Pre-tax HSA contributions not used for qualified medical expenses are subject to a 20% income tax penalty.

Thank you for visiting the HSA Store Learning Center. Don’t forget to follow us for more helpful tips on Facebook, Instagram, and Twitter.