Over The Counter Prescriptions

HSAstore.com has made it easy for you to use your HSA card to purchase both over-the-counter (OTC) drugs and medicines and non-medicine OTC.

Here's How It Works

Shop for HSA eligible products at HSAstore.com. All products at HSAstore.com are designated with one of the following icons:

HSA-eligible products. You can use your HSA card to purchase these products.
HSA-eligible-with-prescription products. You can use your HSA card to purchase these products, however, you must have a prescription in the event that verification for your purchase is needed. It is your responsibility as an HSA holder to use HSA funds correctly in order to ensure that they remain tax-free and free from penalty.

Have an FSA that you want to use at HSA Store

FSAs have different regulations, and therefore, the checkout process for an FSA is different. If you have an FSA, please use www.FSAstore.com to shop FSA-eligible and FSA-eligible with prescription OTC.

FAQs on OTC prescriptions

Why do I need a prescription for over-the-counter (OTC) drugs and medicines?

Answer:
In compliance with Internal Revenue Service (IRS) regulations effective January 1, 2011, all OTC medicines and drugs reimbursed from Health Savings Accounts and Flexible Spending Accounts must be accompanied by a prescription.

The regulation only applies for purchases of OTC medicines and drugs with FSA funds. You do not have to obtain a prescription if you do not plan to use your FSA funds.

There are also thousands of OTC non-medicine items that do not require a prescription. These items are easily identified by an icon with a purple checkmark. For OTC drugs and medicines, items are identified with a blue icon that says “Rx”.

You can find more information about product prescription requirements on this page.

Which over-the-counter (OTC) items require a prescription?

Answer:
OTC items that are medicine or drug, except for insulin, require a prescription for reimbursement from your FSA/HSA account. You can find more information about product eligibility on this page

Are there any items that I can purchase with my FSA card without a prescription?

Answer:
Yes, there are thousands of products ranging from blood pressure monitors to first aid kits and wheelchairs that can be purchased with an FSA card without a prescription. You can find more information about product prescription requirements on this page

OTC Prescription Sample