The Complete HSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: HSAs, FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

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Occupational Therapy: HSA Eligibility

Occupational Therapy: requires a Letter of Medical Necessity (LMN) to be eligible with a Health Savings Account (HSA)
Occupational Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) or health reimbursement accounts (HRA). Occupational Therapy is not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

What is occupational therapy?

Occupational therapy or OT is an assessment and treatment option to develop, recover, or maintain the daily living and work skills of people with a physical, mental, or cognitive disorder.

The goal is for OT patients to be able to live as independently as possible and the profession encompasses many different settings, populations, and specialties. An occupational therapist works systematically through a sequence of actions known as the occupational therapy process. The actual sequence and steps can vary but includes basic components of evaluation, intervention, and outcomes (American Occupational Therapy Association).

Why would you need occupational therapy?

Examples of conditions that would require occupational therapy include mental and physical impairments that a person has had since birth, recovery after injury, sudden serious health conditions like a stroke, chronic conditions like arthritis, learning or developmental disabilities, mental or behavioral issues like PTSD or substance abuse, etc.

How does occupational therapy work?

Occupational therapists will typically will meet with a patient for an initial assessment and then tailor a therapy plan tailored to the individual case. Occupational therapy practitioners do not ask patients "what's the matter with you" but rather "what matters to you". In this way, occupational therapists help people participate in life and obtain their goals through the therapeutic use of everyday activities.

An example of occupational therapy interventions includes helping children with learning disabilities overcome and participate fully in school and social situation. It could also be providing support for the elderly who are experience physical and cognitive changes or helping people recover from sports injuries. Skills that an occupational therapist can work on range from getting dressed in the morning to exercises to improve strength and flexibility to help learning how to use assistive or medical devices (U.S. Bureau of Labor Statistics).

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