HSA Eligibility List

Find thousands of eligible health care products and services! Bookmark this page so you always know the best ways to spend your tax-free funds.

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Don't know where to begin? Search by category to find the eligible (and eligible with RX) items and services you need.

The Complete HSA Eligibility List

Here it is - the most-comprehensive HSA eligibility list available on the web. From A to Z, every item and service deemed eligible for tax-free spending will be here, complete with details and requirements. (Remember, HSAs aren't all the same - be sure to check with your administrator to confirm if something's eligible before making a purchase.)

Name

Details

Nail Polish

Nail polish is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Nanny

The expenses incurred from hiring a nanny are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). However, a dependent care flexible spending account (DCFSA) will cover nanny expenses related to the care of a child, disabled spouse, elderly parent or other dependent who is physically or incapable of self-care.

Nasal Aspirator

Nasal aspirators are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nasal aspirators are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Nasal Spray

Nasal sprays are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nasal sprays are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Nasal Strips

Nasal strips are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nasal strips are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Natural Lens Replacement

Natural lens replacement is eligible when medically necessary with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Natural lens replacement reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Naturopathic Healers

Naturopathic healers are only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Naturopathic healers reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Nausea Medicine

Nausea medicine is an eligible over-the-counter (OTC) medicine with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Nausea medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Nebulizer

A nebulizer is an eligible expense with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Nebulizer reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Needle Container

A needle container is an eligible piece of medical equipment with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Needle container reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Neti Pots

Neti pots are eligible over-the-counter (OTC) items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Neti pots reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Neurologist

Amounts paid to a neurologist are eligible medical expenses with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Neurologist reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Newborn Care

Medical care for a newborn covered under the account is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Newborn care reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Newborn Nursing Care

Nursing services while at the hospital for a newborn covered by the plan are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Newborn nursing care reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Nicotine Gum

Nicotine gum is eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nicotine gum is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Nicotine Patches

Nicotine patches are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nicotine patches are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Night Mouth Guards

Night mouth guards are reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Night mouth guards are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA). The purpose of this mouth guard must be for a medical purpose, such as nighttime grinding of teeth.

Nitrile Gloves

Nitrile gloves are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

No Show Fee By Provider

No show fees by the provider are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Non-Prescription Drugs and Medicines

Non-prescription drugs and medicines are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Non-prescription drugs and medicines are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Norplant Insertion or Removal

Norplant insertion or removal are both eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Norplant insertion or removal are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Nose/Nasal Strips (for congestion relief)

Nose/Nasal strips are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Nose and nasal strips are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Nursing Bra

Nursing bra reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Nursing bra reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Nursing Home

Nursing home expenses are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).

Nursing Services

Nursing services are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nursing services are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Nursing Supplies

Nursing supplies are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nursing supplies are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Nutritional Supplements

Nutritional supplements may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Nutritional supplements are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA). Certain vitamins, such as glucosamine, chondroitin and prental vitamins are eligible for FSA, HSA and HRA reimbursement with no restrictions.

Nutritionist

The services of a nutritionist, with a Letter of Medical Necessity (LMN), are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). The services of a nutritionist are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).