Foot Care: HSA Eligibility

What are the most common foot care products/services?

Foot Care encompasses a huge range of products and services that are designed to treat acute and chronic foot pain issues that can afflict individuals of all age levels. Foot pain can affect any part of the foot, from the toes to the Achilles tendon to the back of the heel, and the treatment of these interconnected ligaments, tendons and muscles ranges from advanced podiatry procedures to corrective foot care products like cushioned insoles and orthotics.

Individuals who contribute to a consumer-directed healthcare account have a wide range of options available to them to cover their foot care issues, and while visits to a foot care specialist and other experts is a type of medical care that is covered by FSAs, HSAs and HRAs, there are a wealth of foot care products that are eligible for reimbursement as well. The most common include:

• Foot Cushioning & Treatments: Those who suffer from recurring foot conditions such as corns, bunions and excessive callus may consider foot cushioning products (moleskin , cushions, padding) to reduce pain and strain during daily activity. It's important to note that any of these cushioning products that contains medicated ingredients requires a prescription for reimbursement through a consumer-directed healthcare account (Michigan Medicine).
• Shoe Insoles , Inserts & Cushioning: This category refers to a wide range of foot cushioning products and specialized insoles for men, women and children that are designed to ease pain on the feet/heel during regular activity, correct foot pronation issues and provide additional stability to prevent possible injuries (Spectrum Health).
• Anti-fungals/pain relief products: Conditions such as athlete's foot, warts and other foot conditions that are a result of fungus or bacteria buildup can be treated by a wide range of over-the-counter pads, sprays and other topical treatments (WebMD). In most cases, these products contain active medicated ingredients that require a prescription for consumer-directed healthcare account reimbursement, but others such as wart freezing treatments are OTC products that do not require a prescription. For further information about foot care product and service reimbursement, consult the FSAstore.com Eligibility List.