HSA Eligibility List

Ear drops and wax removal products are eligible over-the-counter (OTC) products with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ear drops and wax removal reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Ear piercing is not medically necessary and therefore is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Ear plugs are eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ear plugs reimbursement are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Ear syringes are eligible OTC items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ear syringe reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

An ear thermometer is an eligible over-the-counter (OTC) item without a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ear thermometer reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Ear wax removal products are eligible over-the-counter (OTC) products with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ear wax removal reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Eczema treatment products are eligible over-the-counter (OTC) products with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Eczema treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Fees for educational classes for medical conditions are eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Fees for education classes for medical conditions are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Egg and embryo storage, when stored for immediate use and deemed medically necessary by a doctor who has provided a Letter of Medical Necessity (LMN) is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Fees for egg and embryo storage are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Egg donor fees for the individual, spouse or dependent, including legal, donor, testing and agency fees, when deemed medically necessary by a doctor who has provided a Letter of Medical Necessity (LMN) are eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Egg donor fees are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Egg recipient fees for the individual, spouse or dependent, including legal, recipient, testing and agency fees, when deemed medically necessary by a doctor who has provided a Letter of Medical Necessity (LMN) are eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Egg recipient fees are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Elastics for athletes are over-the-counter (OTC) items eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Elastics for athletes are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Elder care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Elder care may qualify under a dependent care flexible spending account (DCFSA) when the elder lives with the account holder for 8 or more hours per day.

Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited care flexible spending accounts (LCFSA) because they are general health products.

Electrolysis is related to cosmetic purposes and has no medical purpose, therefore it is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Electrolyte replacements are over-the-counter (OTC) medical products eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Electrolyte replacement reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Electronic cigarettes are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). If in the rare case an electronic cigarette is recommended or required for smoking cessation, it could qualify under an FSA, HSA or HSA with appropriate documentation. If you’re unsure as to whether or not the product will qualify for reimbursement for you, speak with your benefits administrator.

Electrotherapy Pain Relief Device reimbursement is eligible with a flexible spending account (FSA), health savings account or a health reimbursement arrangement (HRA). Electrotherapy Pain Relief Device reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Elevated toilet seats are medical products eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Elevated toilet seat reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

An elevator in the home is eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). An elevator in the home is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Enemas are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). Enemas are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).

Epinephrine is eligible for reimbursement with a prescription with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). Epinephrine is not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).

Epsom salt is eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Epsom salt reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Erectile dysfunction treatment medicines are eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Erectile dysfunction treatment medicines are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Ergonomic items are eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ergonomic items are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Essential oils for medical care may be eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA) with a Letter of Medical Necessity from a medical professional. Essential oils for medical care are not eligible for reimbursement with a dependent care flexible spending account or limited care flexible spending account (LCFSA)

Exercise balls are typically not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Exercise balls are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Exercise equipment is eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Exercise equipment is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Expectorants are eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Expectorants are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Expenses not incurred during the coverage period of a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA) are not eligible for reimbursement.

Expenses previously reimbursed under another health plan are not eligible for reimbursement under a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Experimental drugs are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Experimental drugs are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Experimental medical services are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Experimental medical services are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Eye drops, when prescribed by a medical professional, are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eye treatment medication reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Eye equipment reimbursement is eligible with a prescription with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eye equipment reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Eye exams with a medical professional are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eye exams are not eligible for reimbursement with a dependent care flexible spending account (DCFSA).

Eye masks for pain relief are an Over-the-Counter (OTC) item eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA - always check plan guidelines), or potentially a limited care flexible spending account (LCFSA - speak with your administrator on eligibility). A prescription is not required. Eye masks for pain relief are not eligible for reimbursement with a dependent care flexible spending account (DCFSA).

Eye pressure monitors are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). A prescription is not required. Eye pressure monitors are not eligible for reimbursement with a dependent care flexible spending account (DCFSA).

Eye related equipment reimbursement is eligible with a prescription with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eye related equipment reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Eye surgery is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Reimbursement for eye surgery is not eligible with a dependent care flexible spending account (DCFSA).

Eye treatment medications, when prescribed by a medical professional, are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eye treatment medication reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Eyeglass accessories are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eyeglass accessories are not eligible for reimbursement with a dependent care flexible spending account (DCFSA).

Eyeglasses are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) and a limited care flexible spending account (LCFSA). Eyeglasses are not eligible for reimbursement with a dependent care flexible spending account (DCFSA).

Eyewear repair kits are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited care flexible spending account (LCFSA). Eyewear repair kits are not eligible with a dependent care flexible spending account (DCFSA).