Dehydration Treatment: HSA Eligibility

Dehydration treatments are eligible over-the-counter (OTC) medicines with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Dehydration treatments reimbursement is not eligible with a limited care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What is dehydration?

Dehydration refers a state in which the human body is extracts more water from cells and blood vessels than the body is brings in, which is a highly dangerous condition that can affect individuals of any age. While not drinking enough water is an obvious culprit, outside factors can also contribute to bringing about a state of dehydration, including diarrhea/vomiting, fever, burns, and excessive sweating or urination.

How is dehydration treated?

First and foremost, ingesting more water is the easiest means of combating dehydration, but this is not always possible in some situations or may require additional supplementation, which is why there are a number of OTC dehydration treatments on the market to help alleviate the issue. The most common are oral rehydration solutions, which consist of water and salts that are designed to replenish fluids and electrolytes in the body.

These solutions are especially helpful to have around the home or in a first-aid kit, and they can be vital in treating a major stomach virus or flu by controlling the most debilitating effects of the ailment and promoting the recovery process. Room temperature fluids are best in these situations, and they should be given intermittently to the sick individual in small doses to ensure that it can be kept down. In most cases, dehydration treatments are available over-the-counter and should be taken as directed to combat dehydration symptoms and supplemented with the ingestion of liquids.

Why do dehydration treatments require a prescription for reimbursement?

As a result of the passage of the Patient Protection and Affordable Care Act (PPACA), as of January 1, 2011, a new set of uniform standards were put into place regarding the reimbursement of medical expenses. To reimburse the cost of OTC medicines and drugs under FSAs, HSAs and other consumer-directed healthcare accounts, account holders must submit a prescription from a physician for each product.

Over-the-counter (OTC) medicines like dehydration treatments now require a prescription from a doctor to be purchased through a FSA, HSA or HRA. For more information on a specific product, please consult our Eligibility List.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


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