Clinic: HSA Eligibility

Medical treatment received at a health clinic is eligible, as well as dental care or eye care at a dental/eye clinic with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Clinic treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

How do clinics work?

Clinics are health care facilities found throughout the United States that specialize in emergency care, general medical, vision, dental and many other disciplines that are designed to treat uninsured or underinsured patients. While most of these clinics are free of charge, some may charge nominal fees for their services, in particular, individuals who have enough income to pay the sufficient fees. For the vast majority of facilities in the U.S., clinics are designed to treat individuals who have limited incomes, no health insurance, do not qualify for Medicare/Medicaid.

These clinics are typically staffed by volunteers drawn from the local medical community, but they may also contain full-time positions as well. The services offered by clinics vary between institutions, but most will provide routine treatment for common illnesses and injuries, as well as treatment for long-term conditions like hypertension, diabetes and more. Additionally, clinics may be able to handle more advanced medical testing techniques, prescription drug assistance, women's health care issues and dental care (American Health Lawyers Association).

While the vast majority of clinics are free of charge to underinsured individuals, those who are required to pay a fee for clinical health services can be reimbursed through an FSA, HSA or HRA to cover these expenditures for medical care.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)


Eligible with Rx

Eligible with LMN

Not Eligible


AZ-PROD-WEB02 6/19/2018 6:37:24 AM