Caffeine Pills: HSA Eligibility

Caffeine pills are not required for medical treatment or care and therefore are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What is caffeine?

Caffeine is a minor stimulant that is among the most actively used drugs in the world. Nearly 90 percent of U.S. adults use caffeine regularly, which is most often used to improve mental alertness through the ingestion of coffee, tea, cola and caffeinated supplements. Additionally, caffeine can be used in medical capacities, most commonly it is used in conjunction with common over-the-counter (OTC) pain relievers like aspirin, acetaminophen to treat both minor and major migraine headaches. The stimulant has also seen medical use and some success in treating or preventing asthma, diabetes, gallbladder disease and many other disorders.

Caffeine occurs naturally in the leaves, seeds or fruit of more than 60 different plant species, and while it has been a part of global history for thousands of years, the caffeine molecule was first isolated in 1819 by German chemist Friedrich Ferdinand Runge, which was extracted from cocoa beans in its purest form. Today, caffeine is considered both a drug and a food additive by the Food and Drug Administration (FDA), as it is added to products like coffee, tea and chocolate, as well as both OTC and prescription medicines. Caffeine is classified as a central nervous system (CNS) stimulant, which means that it can stimulate heart rate, respiration, as well as featuring mood-altering and anti-diuretic properties.

What are caffeine pills?

While caffeine is most often a food additive or utilized in medications, caffeine pills are concentrated forms of the stimulant that are taken orally. They are typically sold in tablet form over-the-counter in sizes as large as 250 mg., and are taken mainly to enhance mental awareness and boost energy levels in users. While caffeine does not fall into the same status of other stimulants like cocaine or amphetamines that are considered highly addictive, caffeine pill usage could become habit forming over time because this regimen has desirable effects like elevating an individual's mood and providing energy. As such, caffeine pills do not provide any legitimate health benefits or aid in treating a specific medical condition, so they are not eligible for reimbursement with consumer-driven healthcare accounts.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB02 11/18/2017 5:54:27 PM